Help to Buy
The Mortgage Guarantee scheme where you are purchasing 100% of the property with your own deposit of 5% and the lender is able to provide a 95% LTV mortgage. (The Government helps underwrite any risk of loss to the lender in the event that the property had to be repossessed and sold for less than the mortgage balance.). The deposit can even be a gift from a family member. You have 100% ownership of your property.
There is also Help to Buy Shared-Equity – click here for more information.Apply now